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Now reading: Chapter 102: Loan Shark’s Ledger from Doomsday Life Simulator System In A Zombie Apocalypse World Update Era, a Fantasy novel by MarvisWindesburg.

[The Black Market Treasury was related to the top three gangs in Steel City, and it was mostly filled with ill-gotten gains. One of them being the assets obtained from their gangs’ loan sharks.]

[After all, loaning with high interest was one of the best ways for gangs to make money. Due to that, the spirit artifact obtained from the Platinum Chest was derived from a loan shark.]

[It was one of your most sought-after items, as this way, you could now harvest these Train Conductors from the regional chat group and make them Zenith’s treasure hunting group.]

[You planned to exploit them using Loan Shark’s Ledger by offering to find out the impostor for them, but in return, they’ll have to pay you an item of great value.]

[With the Loan Shark’s Ledger’s ability to take even talents, you could put their innate talent and even lifespan as collateral.]

[’With Hint Prompt, I can even dox them with just their usernas and figure out not only their personal information, but also their innate talents.’]

[’Not only that, but I can also figure out their bottom line and just how desperate they are. So, I can exploit them to the point that they would feel like they lost it all, but could still grit their teeth and accept such debt.’]

[As for worrying about whether they would accept it or not, that’s none of your worries, as you were the only one able to offer them this service.]

[You did a quick check just now, and that train conductor who had used his identification-type innate talent to figure out the impostor couldn’t use it on others.]

[Or rather, his innate talent was far inferior to your gold-grade simulation talent, as your Hint Prompt didn’t have any restrictions on distance as long as there was a dium on which the Hint Prompt could be used.]

[On the other hand, that train conductor couldn’t use his innate talent on usernas as it was rely an S-rank innate talent.]

[’I might not need so of these innate talents, but it’s better to have them than not. I can give the ones that I don’t need to Jade, Scarlet, and Old MacDonald.’]

[’Unfortunately, the system had inford that innate talents obtained using this thod couldn’t be used as a sacrifice to reduce the simulation cooldown. Otherwise, I could exploit this and start harvesting those with A-rank innate talents and above.’]

[While it was disappointing that you couldn’t take advantage of that, you no longer minded as there were still profits to be made.]

[Aside from Loan Shark’s Ledger, you also obtained the Train Ability: Void Parking Space, which solved your problem of the train being caught up in the troubles and dangers of the station world.]

[Although Old MacDonald can be assigned to guard the train, it would be better if the train could be hidden to avoid such troubles in the first place.]

[The Void Parking Space could be thought of as storing the train in a space inventory, but that inventory would be stationary instead of being with the train conductors.]

[Using this item, you let the train acquire the Train Ability: Void Parking Space.]

[’This solved a lot of problems. The only train abilities left to make it even more convenient are the ability to summon the train to the side of the Train Conductor whenever and wherever.’]

[’A complete storage of the train inside a space inventory might be more difficult to achieve, especially when the train consists of living beings now.’]

[’If the Void Parking Space can be upgraded, it might allow the train to move in the void and follow along the train conductors when exploring the station rather than just being a re parking space.’]

[Nevertheless, you were already satisfied with it as it had solved one of your problems when exploring station worlds.]

[After letting Zenith acquire that train ability, you shifted your attention to the Loan Shark’s Ledger, which didn’t have any unique appearance, making it look like a typical shark loan’s ledger, as its na stated.]

[It has blank pages as you haven’t used it yet and had no debtors bound by the ledger.]

[Not only that, as you flipped through its pages, there seed to be an infinite number of them, which didn’t limit the number of debtors the ledger could have.]

[’No wonder the Spirit Avatar Master of Loan Shark’s Ledger beca a Peak Platinum rank, even stronger than the Spirit Avatar Master Association’s Chairman.’]

[’With such a powerful Spirit Avatar that could even take away other Spirit Avatars by letting them put it as collateral, it even has the potential to allow soone to reach Diamond rank or even Crystal rank.’]

[’I presu that Spirit Avatar Master had likely offended a Wild God due to a matter of interests, as that Wild God might have set its eyes on the Spirit Avatar World.’]

[’Moreover, there are only a few Diamond rank Spirit Avatar Masters in the Spirit Avatar World. The resources there could barely support a new Diamond rank Spirit Avatar Master, which was likely why that Loan Shark’s Ledger Spirit Avatar Master couldn’t attain Diamond rank.’]

[Infusing your spirit energy into the Loan Shark’s Ledger, you ford a connection with it and beca its sole owner.]

[’With this, I can start my business of exploiting these train conductors.’]

[You weren’t troubled if they’d run out since a region rger would likely occur when this region’s population had run out.]

[It was what happened in the Global Ocean Survival World, so you presu this world’s approach would be the sa.]

[With all those preparations complete, you opened your regional chat group.]

[As you had expected, no one had offered any good solution to Milkers’s problem.]

[After all, they were also having such problems, so how could they teach others to solve a problem they themselves couldn’t solve?]

[In retrospect, CurvatureProfessor’s suggestion of a 50-50 coin flip seed the most reliable, which showed how dire the situation was.]

{Zenith Zone Zane: I have a way to figure out the impostor in each of your trains. Of course, it’s not for free. Send a private ssage to those who are interested.}

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