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Now reading: Chapter 683 - 46: The One Who Lends Is Bold, the Debtor Is K from Grinding Cultivation Toward Martial Saint, a Action novel by Scenery on the river.

But now, he can easily pull out ten to twenty thousand silver.

The stronger the ability, the easier it is to make money.

Having this opportunity, Wang Qingtan is wealthy enough, and she frequently tempts him with olive branches.

How can you not take advantage of such a rich person?

Why not take advantage?

Your own money is never enough.

Even though soon he’ll have more than four thousand Source Energy Points inco, the Water and Fire True Strength breaking limit requires two thousand Source Energy Points, and breaking the reading and writing limit also needs two thousand Source Energy Points.

Four thousand Source Energy Points will be gone in just a few days.

Just right to borrow so money from Wang Qingtan to spend.

The more he thought about it, the clearer Jiang Ning felt in his heart.

At this mont, Wang Qingtan heard Jiang Ning had the idea of borrowing academic points, and she imdiately showed a hint of excitent.

"Young Master Jiang, how do you want to borrow?"

Jiang Ning said, "The more, the better!"

"The more, the better?" Wang Qingtan imdiately looked suspiciously at Jiang Ning.

She still rembered Jiang Ning didn’t have the thought of borrowing academic points earlier; now, it beca the more, the better, which made her sowhat wary.

She took out her Martial Arts Garden identity token and held it, then said, "I can lend you a maximum of one thousand academic points!"

"Can it be more?" Jiang Ning asked.

"No, no!!" Wang Qingtan imdiately shook her head repeatedly, her hair flying.

Seeing Jiang Ning’s change in attitude, she felt there was even more of a problem.

But since she already spoke, thinking about Jiang Ning’s current identity and strength.

It should be overthinking!

Wang Qingtan mused to herself.

Then she responded to Jiang Ning firmly, "The maximum is only one thousand, this is already the largest amount of academic points I’ve ever lent out."

"Okay! A thousand is a thousand!!" Jiang Ning reluctantly nodded.

But inside, he was sowhat excited.

A thousand academic points, that’s equivalent to a thousand taels of gold, a million taels of silver, a million Contribution Points to the Inspection Office!

With these thousand academic points, he can exchange for 12 bottles of Embracing Fetus Qi Pill and still have so leftover.

Plus his own academic points, the Source Energy Points can easily break the ten thousand point barrier.

Then, he’ll truly not lack Source Energy Points in the short term, and can wholeheartedly focus on cultivating the experience value of martial arts skills.

Wang Qingtan said, "Borrowing so many academic points, my previous promise will be voided, I’ll have to charge more interest."

"You’re charging more interest? You’re too ruthless!" Jiang Ning’s eyes widened slightly.

"Yeah! Sis, raising interest at the last minute isn’t ethical!!" Wang Qinghan also nodded in agreent.

"Whose sister are you, little girl?" Wang Qingtan angrily raised her hand and flicked her sister’s forehead.

"Sis, you just said you wouldn’t hit my head anymore." Wang Qinghan said pitiably.

"What I said just now is void!" Wang Qingtan said.

"Sis, a gentleman’s word is hard to retract!"

"Your sister is not a gentleman, your sister is a lady, a little lady nad Wang Qingtan!"

Wang Qinghan: "..."

"Miss Wang, what’s the interest?" Jiang Ning interrupted their banter.

"Nine out of eleven return!" Wang Qingtan said.

"Raising it by ten percent just like that??" Jiang Ning looked frustrated.

"Yes!" Wang Qingtan nodded matter-of-factly, "This is high-risk lending, you might not be careful with the interest, and I might not be careful with the principal."

"If you don’t plan to borrow, then forget it!" she added.

The feeling in the air made her feel sothing was amiss.

"Borrow!" Jiang Ning gritted his teeth and added a reason, "I currently lack academic points, lack skills, the Martial Arts Garden’s Book Collection Building has superior skills, I very much need this kind of foundation."

"Great!!" Hearing Jiang Ning explaining why he wanted to borrow the academic points, Wang Qingtan imdiately felt much more settled and then said, "Let’s go write a note, then sign and seal it now!"

"We still need to wait!" Jiang Ning looked up at the high overhead sun and said.

"Wait for what?" Wang Qingtan asked.

"It will be noon soon, my ti to practice. Wait until I finish practicing!" After speaking, Jiang Ning’s body leapt up and landed instantly on a huge rock nearby.

The approaching noon sunlight shining on him was filled with warmth.

The huge rock beneath him, basking all morning, was also filled with high temperatures.

But for Jiang Ning, this temperature was completely unaffected.

Jiang Ning sat cross-legged on the huge rock, lightly exhaled two breaths of impure energy, and instantly adjusted his state.

At this mont, although there was no sundial, just by observation he knew it was noon.

The huge rock below him was a spot he found to inhale and exhale.

Sitting on the huge rock, facing the Great Sun unobstructed.

"Sis, what is he doing??" Wang Qinghan opened her mouth.

"Seems like preparing to practice." Wang Qingtan said.

"Practice?"

"Look at that red glow!" Wang Qingtan handily pointed to the glow dropping from the sun overhead.

"What glow? Where is there glow?" Wang Qinghan looked puzzled.

Upon hearing this, Wang Qintan glanced at her younger sister, showing not a shred of pretense on her face.

She imdiately fell into thought.

"Sister, can you really not see that ray of light falling from the great sun?"

"I can’t see it!" Wang Qinghan shook her head.

"I am indeed different from ordinary people, and so is he!" Wang Qintan thought to herself, looking at Jiang Ning, who was sitting in ditation.

On the other side.

Jiang Ning was absorbing the Great Sun Essence Qi, with waves of heat surging around him, as if there was a blazing furnace inside his body.

"Sister, what cultivation technique is this? It’s terrifying!!" Wang Qinghan exclaid, stepping back several paces to distance herself from Jiang Ning due to the intense heat.

"I’m not sure!" Wang Qintan shook her head.

...

In the blink of an eye.

The sun reached its zenith.

"Sister, I’m hungry!!" Wang Qinghan said pitiably, holding her stomach.

Wang Qintan glanced up, observing the sincerity on her sister’s face.

Gurgle—

She then heard the rumbling sound of Wang Qinghan’s hungry stomach.

"Wait for here!" Wang Qintan instructed her before turning and leaving.

A mont later.

She returned, carrying a plucked and gutted pheasant.

"Sister, you’re amazing!!" Wang Qinghan exclaid with joy, looking at the pheasant in her sister’s hands.

Imdiately, her expression turned worried.

"Sister, but there’s no fire here!"

"Starting a fire is simple!" Wang Qintan smiled mysteriously.

The ground was littered with dry branches after winter.

Wang Qintan quickly gathered a pile of dry branches.

In the next mont.

A fla appeared in her hand, which she then tossed onto the dry branches, instantaneously igniting a bonfire.

"Sister, you’re incredible!!!" Wang Qinghan exclaid, her eyes wide as saucers.

Seeing her sister’s expression, Wang Qintan couldn’t help but smile.

...

At 11:30 AM.

—Whew—

Jiang Ning exhaled the heat from his abdon and slowly opened his eyes.

[Skill]: Inner Elixir Cultivation Skill (Great Success 289/10000)

Looking at the three-digit Experience Value for the Inner Elixir Cultivation Skill on his panel, Jiang Ning did not feel discouraged.

Step by step, he was making progress.

Improving little by little each day, it wouldn’t be long before he reached Perfection in his Inner Elixir Cultivation Skill.

At that ti, he would have mastered one of the keys to stepping into the realm of the Heavenly Human Grandmaster.

He then closed the panel.

With a leap, he landed lightly in front of Wang Qinghan and Wang Qintan.

"Sorry to keep you two ladies waiting!"

"If I wasn’t about to beco your creditor, I wouldn’t bother waiting for you!" Wang Qintan said indifferently.

"Here, this is for you!" Wang Qinghan took out a chicken leg from behind her and placed it in front of Jiang Ning.

Jiang Ning was slightly taken aback, glanced at Wang Qinghan, and then smiled, "Thank you, Miss Qinghan!"

He then accepted the chicken leg.

He understood it was not the ti to refuse soone else’s kindness.

"Is it tasty?" Wang Qinghan asked as she watched Jiang Ning take a big bite.

"Delicious!" Jiang Ning nodded, giving a thumbs up.

"My sister caught it, my sister roasted it, isn’t my sister’s cooking great!!" Wang Qinghan boasted proudly.

"Your sister is amazing!" Jiang Ning complinted smoothly.

On the side, Wang Qintan’s lips inadvertently curved into a smile.

Everyone loves to hear complints, and she was no exception.

Though of dual nine-year youth, still holding a girl’s heart.

...

Book Collection Building.

A three-story building.

It houses the largest collection of books in Dongling City.

The first floor is filled with various miscellaneous books, ranging from tales of romance to ancient texts recording tales of immortals and strange creatures.

The second floor is different, containing well-regarded martial arts texts.

The third floor is the most precious part of the Book Collection Building, containing various Middle Grade martial arts copies from the Martial Arts Garden and seven books of superior martial arts.

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