Twenty minutes later.
Inside a quiet cafe near the city center, Benny sat across from the woman he had nearly watched get flattened by a car.
A server placed two drinks on the table before quietly leaving.
For a few seconds, neither of them spoke.
Benny stirred his coffee while the woman opposite him maintained a professional smile.
Finally, she straightened her posture.
"Allow to introduce myself properly once again."
She produced a business card and placed it neatly on the table.
"My na is Lin i. I was the person who contacted you earlier today."
Benny glanced at the card before giving a simple nod.
"I rember."
Lin i’s smile remained calm and professional.
"Thank you for agreeing to et ."
Benny took a sip of coffee.
"No problem."
In truth, he normally wouldn’t have bothered.
But when soone was willing to stand in front of a moving vehicle just to stop a custor from leaving, it naturally attracted his attention.
At the very least, they had to be crazy to even consider that.
Or perhaps that passionate about their work.
Either way, it was interesting.
Crazy people usually were the ones who co up with wild ideas.
Of course they’re usually a crazy person until proven a genius.
With that thought, Benny decided eting her wasn’t a complete waste of ti.
After a brief pause, he asked directly,
"So what’s this Diamond Sovereign thing about?"
Lin i had clearly expected the question.
Without missing a beat, she opened a tablet and spoke in an organized manner.
"Mr. Benny, I am a senior relationship manager from Eastern Prosperity Bank."
"Our Diamond Sovereign Tier is the highest level of private banking mbership offered by the bank."
Benny nodded.
Lin i continued smoothly.
"The program is designed for clients with significant assets and focuses on convenience, privacy, and personalized financial services.
We provide dedicated account managent, priority banking support, specialized wealth advisory services, assistance with large transactions, estate planning coordination, and access to exclusive client events."
Her tone remained asured and professional throughout as she explained properly.
Benny listened quietly before he asked,
"What does that actually do for ?"
Lin i didn’t appear surprised.
Many wealthy clients cared more about practical benefits than marketing terminology.
"It ans that when you require banking assistance, you will have a dedicated point of contact."
Lin i folded her hands neatly on the table.
"If you need support with a transaction, financial arrangent, overseas transfer, or other banking matter, you may contact directly rather than navigating standard service channels."
"Oh."
That sounded more understandable.
But at the sa ti, Benny found himself slightly confused.
Wasn’t spending money just a matter of swiping a card?
He had purchased a car earlier today.
The dealership gave him a card machine and he had scanned and the paynt went through.
Everything seed straightforward.
Why would soone need a dedicated banker?
After thinking for a mont, he asked honestly.
"Is that necessary?"
Lin i paused.
"Necessary?"
"Yeah."
Benny nodded.
"If I want to buy sothing, can’t I just pay for it with a swipe or a scan?"
"..."
For the first ti since sitting down, Lin i was caught slightly off guard.
Not because the question was difficult but because it was the kind of question that no Diamond Sovereign client had ever asked.
Most wealthy clients already understood the limitations of large-scale financial transactions.
This young man clearly did not.
Fortunately, she maintained her professional smile.
"Ordinary purchases are usually very simple. However, once transaction amounts beco sufficiently large, additional procedures may occasionally be required."
Benny looked interested.
"Like what?"
"For example, unusually large transfers may trigger verification procedures and international transactions can involve regulatory requirents. Certain asset purchases require coordination between multiple parties.
And so clients simply prefer having a dedicated contact who can resolve issues on their behalf."
Benny listened carefully.
Then he asked the question that truly mattered.
"So if I buy sothing, and my card doesn’t work, I call you?"
Lin i blinked.
"...Essentially, yes."
"Oh."
Now he understood as that explanation was much easier.
A brief silence followed and Lin i took her ti to sip her tea.
anwhile Benny silently concluded:
So she’s basically custor support for rich people.
That sounded surprisingly practical.
After all, if he ever found so expensive investnt project to put company money into and the bank suddenly refused the transfer, having soone to call would save a lot of trouble.
The conversation paused briefly.
Lin i observed the young man sitting across from her.
"If you don’t mind asking, Mr. Benny, what convinced you to et today?"
She was genuinely curious.
After all, she had approached him rather abruptly outside the dealership.
Benny thought for a mont, then answered honestly.
"You looked determined."
Lin i blinked.
"Determined?"
"Yeah, no normal person would be willing to co in front of a car just to et."
Her professional smile almost cracked.
When described that way, it sounded far less elegant than she rembered.
"I suppose that’s one way to describe it."
Benny nodded,"it’s okay, it just ant you’re serious about your job."
"Thank you."
Benny took another sip of coffee.
anwhile, his thoughts drifted elsewhere.
She was a bank relationship manager, which ant she likely interacted with wealthy people every day.
Maybe she knew of so industries nobody wanted to touch.
The kind that looked hopeless from the beginning.
Of course, Benny couldn’t ask sothing ridiculous like:
Please recomnd businesses that will definitely lose money.
That would probably trigger the system warning.
Instead, he asked casually,
"What industries are people investing in lately?"
Lin i imdiately answered.
"Technology remains popular, consur services are performing steadily, manufacturing continues to attract attention, healthcare and logistics have also seen significant interest."
Her response was concise and inford.
Years of experience were obvious.
Benny nodded while ntally crossing off every single category.
Lin i continued.
"Of course, investnt opportunities should be evaluated individually. Industry trends alone are not enough to determine quality."
Benny nodded seriously as that sounded reasonable.
Though his interpretation differed slightly.
In other words, even profitable industries can contain terrible businesses.
His eyes brightened slightly as now that sounded useful.
Lin i noticed the change.
"Did sothing co to mind?"
"Maybe."
"Would you care to elaborate?"
Benny imdiately shook his head.
"No."
Lin i smiled politely, she had no intention of pressing further. She had simply wanted to make small talk to get to know him better.
A few monts later, she changed the subject,"If I may offer one piece of advice, Mr. Benny."
"Sure."
"Regardless of the investnt opportunity, capital preservation should always remain an important consideration."
Benny froze for half a second before nodding solemnly.
"I’ll rember that."
Lin i smiled politely.
anwhile, Benny silently repeated the unfamiliar phrase in his head.
Capital preservation?
What was that supposed to an?
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