780: 589 Consort Prince 780: 589 Consort Prince Yuan Run had not yet had the chance to speak when she noticed the other party suddenly looking behind her.
She also subconsciously turned her head to look and then her expression changed.
“Heh heh.”
She let out a dry laugh that was both laughable and pitiable, then stood up and left just like that.
Brushing past Lan Peizhi.
“She’s here to make trouble again?”
Jiang Chen shook his head and smiled, “No, just a child.”
Child.
He seed to be only slightly older than her.
Lan Peizhi gave him a look and sat down, “You really agree to take out fifty billion?”
“Of course.
Would I joke about that with her?
Spending Jiuding Group’s money like that, I’m afraid I wouldn’t be able to live in Shenzhou anymore.”
Lan Peizhi fell silent for a mont, “I really envy you rich folks.”
Jiang Chen was startled, then couldn’t help bursting into laughter.
This esteed Blood Guanyin was indeed becoming more and more human.
“Miss Cao has grand ambitions, and I can only follow suit.” Jiang Chen restrained his smile.
“Since you two families have reached an agreent, I suppose I don’t need to be involved anymore.”
“No.”
Jiang Chen’s expression changed, and he imdiately emphasized, “You must join us, we had an agreent before, you are Lan Peizhi, you can’t go back on your word, right?”
Lan Peizhi glanced at him, “Your two families are investing a hundred billion, my involvent is irrelevant.”
Irrelevant!
It’s incredibly relevant!
Without you, how can I contribute money?!
Jiang Chen’s face was serious, “You can’t say it like that, Miss Cao and I are actually not familiar with each other.
She’s willing to cooperate entirely because of you, and for this company, both she and I will be just shareholders while you manage it.”
“ managing?”
Lan Peizhi raised an eyebrow.
Jiang Chen nodded earnestly, “Miss Cao and I will each invest fifty billion, it’s inappropriate for either of us to manage it, you are the most suitable candidate.”
“Is this your opinion, or hers?”
Jiang Chen sidestepped the question, “I believe Miss Cao would definitely agree, after all, you have such a good relationship with her, she has no reason to object.”
“Do you think she’s investing in this project for my sake?” said Lan Peizhi.
“Fifty billion is not a small amount for Jiuding Group either, she must have thought this through thoroughly.
It’s not because of anyone’s face.”
Jiang Chen nodded, “Miss Cao is indeed a very audacious entrepreneur.”
“Today, the guidelines for the regulation of internet lending platforms were released.”
Jiang Chen looked puzzled.
“It specifies that online lending companies cannot have too high leverage, which ans they cannot rely too heavily on bank loans,” Lan Peizhi continued.
“How co I haven’t heard of this?” Jiang Chen wondered aloud.
Lan Peizhi remained silent.
Jiang Chen quickly realized he had asked a pointless question.
Lan Peizhi’s channels of information were certainly much more inford than his.
Perhaps the policy had just been introduced and not yet announced to the public.
It was not that those large corporations were always smooth-sailing and ahead of the ga because they could predict the future, but because they could obtain insider information faster and earlier than small businesses and the general public, allowing them to respond in advance.
Thus, they managed to limit their losses and succeed in whatever they did.
“Doesn’t this policy seriously impact the current internet finance industry?” Jiang Chen pondered with a frown.
Putting aside those illegal high-interest loans, most normal online lending companies get a large portion of their capital from bank loans.
Exactly.
These companies borrow money from the banks to lend to others or to engage in high-leverage investnts, magnifying small amounts into larger ones.
To give an analogy.
An online lending company with only two billion in actual capital might, through a series of financial manipulations, end up lending out twenty billion, or even two hundred billion!
This is no exaggeration.
Many companies operate like this, including so industry leaders.
After all, who would actually use hundreds of billions in cash flow to earn the paltry interest from lending?
Although there was clearly only two billion, the result was an amplification of dozens or hundreds of tis flowing into society.
With Shenzhou’s large economic volu, one or two companies doing this might not be a big deal, but if the number increased, this seemingly conjured money was bound to shock financial stability.
Jiang Chen, who had studied economics, understood all of this very well, so when it ca to using “Licking Dog Gold”, he was actually always cautious.
To put it bluntly, if he had to slap ten trillion out all at once, not to ntion utterly disrupting Shenzhou’s financial order, it would at least cause severe turbulence.
Finance is a fantastic domain to begin with; once paired with the internet, it holds boundless possibilities.
“Passing the parcel” and “creating sothing out of nothing” are both its cunning tricks, yet what Jiang Chen couldn’t understand was why just as he planned to set foot in this industry, suddenly, there were regulations in place.
“Isn’t this too coincidental?”
Jiang Chen couldn’t help but say.
“Isn’t this good news for you?” Lan Peizhi said inexplicably.
Jiang Chen’s eyebrows knitted together, as if he had an epiphany.
Right.
He was different from those companies eyeing the financial ga.
His Cao Jinse was genuinely prepared to put out a hundred billion without the need to leverage much.
Bluntly speaking, none of the current internet finance companies, those leaders in the peer-to-peer lending field, have the audacity like theirs.
Restricting funds from being shifted around and limiting high leverage indeed suppressed the current online lending companies.
But what were those companies?
They were his soon-to-be competitors!
Thinking about it this way, wasn’t it like the officials were helping him out…
Jiang Chen’s expression changed involuntarily, and he couldn’t help but think of Cao Jinse and Jiuding Group’s background.
Although Jiuding Group wasn’t a state-owned enterprise, one mustn’t forget that there was still so state capital involved in its shares, and in the industries it dabbled in, each one was a core and key area; if soone said it didn’t have the support of national power behind it, probably not even ghosts would believe that.
“Could this white paper be Miss Cao’s doing…”
Jiang Chen had a bold and realistic suspicion.
“The current internet finance scene is chaotic.
Mighty Finance is a prominent example.
It’s indeed ti for a cleanup, otherwise, big troubles are inevitable later on,” Lan Peizhi said without directly responding.
“This is probably just the beginning.
More related policies should be coming out in succession, those non-compliant online lending platforms’ good days are over.”
“If there really is this resolve, it’s of course a good thing, but won’t it affect you?” Jiang Chen asked.
You should know, Lan Peizhi also had a stake in Mighty Finance.
Without answering, Lan Peizhi rely shook his head.
Jiang Chen didn’t pry further.
That’s right.
He seed to have beco slightly muddled by his concern.
How capable Lan Peizhi was, if a company like Mighty Finance could drag him down, he probably wouldn’t be so carefree till today.
“Miss Cao really has her hands in every pie, doing business with her is indeed mistake-free,” Jiang Chen sighed, with an air of a small-ti opportunist who had just grabbed hold of a big leg.
No wonder the other party was so confident, not investing two hundred billion but going straight for five hundred billion, and with the claim to either not do it at all or to be the best.
Everyone is gambling at the sa table, but if the rules are set by you, then what’s the play.
“By the way,” Jiang Chen said as he looked down at Yuan Run, who was having a blast playing with friends, then retracted his gaze to stare at Lan Peizhi, “Is Miss Cao’s brother really just an ordinary teacher teaching at Beijing University?”
Teaching at Beijing University, and still called ordinary?
But in this context, it didn’t seem out of place.
“What do you think?” Lan Peizhi asked in return.
Jiang Chen did not directly answer, seemingly joking, “I ran into him again later, along with Yuan Run.
And I think I heard Yuan Run call him ‘Crown Prince Brother’.
Could it be that, like your ‘Blood Bodhisattva’, it’s just a nickna in the martial world?”
He was really becoming more and more cheeky.
But just like courting a woman, if one is unchangingly rigid and proper, success would be impossible.
Won, too, do not fancy any so-called gentlen.
“But his nickna seems to be more domineering than yours,” Jiang Chen teased.
Lan Peizhi, indeed, did not get angry.
He disregarded the comnt, staying silent.
“So that ans, Miss Cao could be considered a Princess?” Jiang Chen mused to himself.
The corners of Lan Peizhi’s lips rose slightly, hinting an unusual glint in his eyes, which had been provoked before.
“So, are you now considering the pleasure of being a prince consort?”
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