“To the national treasury, this… will the emperor agree?” Su Cha felt that this was unreasonable.
“Why not? In the past, a lot of gold and silver flowed to the Central Empire. Isn’t this an excellent opportunity?” Lin Chujiu couldn’t understand, and …
“With so much money in hand, you can take it out to do business and earn money triple times than the actual amount.” Even if she doesn’t know how to do business, she knows the truth about money.
“It seems to be reasonable if you say it like this.” Su Cha fell into deep thought. Seeing him like this, Lin Chujiu looked at him seriously and tried to persuade: ” In fact, this is a good opportunity. If you are willing to open a bank, you will receive a large amount of silver now. However, you will not ask for the storage fee, but you will also give them a bonus.”
“Open a money bank? Won’t charge storage fees, but also give them bonuses? Won’t you lose money by then? I don’t need so much money to do business. I don’t want to do anything with it if I will only lose money.” When Su Cha heard her words, he instinctively shook his head.
“How can you lose money? With so much money in your hands, you can lend it to others to do business. Those who borrow money will pay a little interest. It should not be too high, only a little bit higher to the interest of the deposited money. Moreover, you can do business with whoever you want. Or you can go to those people who lack investment in their business, inject a sum of money in them, and then received a dividend according to agreed proportion. After that, you only need to sit and receive the money.” Lin Chujiu was not good at financial management. She doesn’t fully understand things about financing or investment. But in an era full of information, these things were thought to elementary school students.
“This, is this okay? What if someone cheated you?” Su Cha felt his heart was itching.
He wanted to do more business, not for himself, but to help Xiao Tianyao. But he was really busy, so he can’t think about it. Especially this year, so many things happened in Xiao Wangfu.
“People who borrow money from you, you can take their house or land title as collateral. As for business partners, don’t you already have business partners? How did you prevent yourself get cheated before? You only need to do the same. I am not asking you to cooperate with just anyone. You can choose to cooperate with big families.” She was not a businesswoman. So where did she learn these things?
“That makes sense. You go and talk to the emperor later, I’ll think about whether to open a bank.” Su Cha was a businessman who knows the importance of grabbing the opportunity while it’s in front of you. He doesn’t want to miss this opportunity, he wants to run a bank, but it’s not that easy.
“You don’t have to worry about the risks. In fact, you can find a few more partners. Didn’t you see it, the crown prince and the prince in the Central Empire colluded to increase the price of grains for the sake of money. It was crazy. But this time, you can go to their door, and allow them to earn money. After explaining things to them, they will know if this is dangerous or not.” Of course, the most important thing is to borrow the power of a few princes. Moreover, doing a banking business can make you earn money.
“In addition to the princes, you can also find those famous merchants to make a deposit, and use the interest of the Bank to catch them into a net, so that everyone will be tied together. With this, you can also fight the Futian Bank in the future.” Lin Chujiu simply talked about shareholding and partnership.
Anyway, in a profitable business, she believes that whether it is the crown prince or Prince Xiao Zian or those merchants, they would be willing to partake in this profitable business.
And if these people joined in… …
Haha… … Does she still need to get worried about emptying the pocket of Futian Bank?
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